UNMB Home Loans
UNMB Home Loans Presents
Creative Financing 101:
How to Buy Real
Estate
When Traditional Loans Don't Fit
Learn how buyers and investors are using alternative financing strategies to navigate high rates, limited cash, and traditional lending challenges — with guidance from 18-year mortgage professional Errol Santos.
18+
100%
Free to Attend
18+
Actionable Topics
Save My Seat
Join the Creative Financing Webinar — Free
Date & Time: 7th July 4pm
Duration: ~60 Minutes + Q&A
Platform: Live Online (Zoom)
18+ Years of Mortgge Experience
Nationwide Service Across the US
Creative Financing & Deal Structuring
Practical, Actionable Strategies
Free — No Upsells During Webinar
Who Should Attend
This Webinar Was Built For You If...
Whether you feel priced out, rate-blocked, or simply curious about
smarter ways to buy — this session will open your eyes to what's
possible.
First-Time Buyers
Struggling with large down payments or strict lender requirements in today's market.
Real Estate Investors
Looking to scale your portfolio with creative deal structures beyond conventional loans.
Rate-Affected Buyers
Frustrated by high interest rates and wanting to explore alternative paths to ownership.
Move-Up Homeowners
Homeowners who want to upgrade or relocate but feel stuck in their current situation.
House Hackers
People interested in buying multi-family or income-generating properties creatively.
Agents & Realtors
Professionals wanting to better understand financing so you can serve your clients more effectively.
Webinar Curriculum
What You'll Walk Away With
Errol will walk you through 10 practical topics — no fluff, no sales pitch.
Just real strategies used by smart buyers and investors.
What creative financing really means in today's real estate market
How buyers can structure deals that go beyond traditional mortgages
Seller financing explained — when it works and how to approach it
Subject-to financing overview — what it is and how it's used
Lease-to-own and rent-to-own concepts that can get you into a home sooner
How to use existing equity creatively to buy or invest
Strategies for navigating deals when interest rates are elevated
Common mistakes and risks to avoid with creative financing
When creative financing makes sense — and when it does not
How to work with mortgage and real estate professionals to structure deals properly
Core Topics
Financing Strategies You'll Explore
01
Seller Financing
The seller acts as the lender. Learn when sellers agree to this and how to structure the terms.
02
Subject-To Financing
Take over someone's existing mortgage. A powerful strategy when rates on the existing loan are favorable.
03
Lease-to-Own
Rent today, buy later. Lock in a purchase price while you build credit or savings.
04
Equity-Based Strategies
Unlock the power of existing equity in your home or an investment property to fund your next move.
05
Rate Navigation
Practical approaches for buyers and investors to move forward even in a high-rate environment.
06
Deal Structuring
How to work with professionals to put together a deal that works for all parties involved.
Core Topics
Meet Errol Santos
Errol Santos is a seasoned mortgage professional with over 18 years of experience providing creative financing and deal structuring solutions for homebuyers, investors, and realtors across the nation through UNMB Home Loans.
Errol's expertise goes beyond traditional mortgage lending. He has helped countless clients find pathways to real estate ownership and investment when conventional approaches fell short.
18+ years in creative financing & mortgage
Nationwide expertise across all real estate markets
Specialized in deal structuring for buyers and investors
Trusted partner to Realtors and real estate professionals
UNMB Home Loans — Providing solutions that work
Your Realtor Co-Host
Meet Kerry-Ann Lawson
Kerry-Ann Lawson is a licensed REALTOR® with deep expertise in the New York market, helping homebuyers, investors, and families navigate the real estate process with confidence and clarity.
Partnering with Errol Santos for this webinar, Kerry-Ann brings the buyer's-agent perspective — connecting the dots between creative financing strategies and real-world deal execution for her clients.
Licensed REALTOR® — New York
Seller Representative Specialist (SRS)
Seniors Real Estate Specialist (SRES)
Serving Bronx, Yonkers, Bridgeport & surrounding areas
Don't Miss This
Ready to Discover Smarter Ways to Buy Real Estate?
Seats are limited. This free webinar will give you practical knowledge that most buyers never learn — straight from a mortgage professional with 18+ years in the field.
Free to attend. No credit card. Unsubscribe anytime.
UNMB Home Loans
© 2026. UNMB Home Loans · Errol Santos · All Rights Reserved
This webinar is for educational purposes only. Not financial or legal advice. Results may vary.